Robinhood Обзор 2025 — Подходит ли Он Вам?

Commission-free investing app that pioneered zero-fee stock trading

Последнее обновление: сентябрь 30, 2025

Общий рейтинг

4.2
из 5.0

Разбивка оценки

Безопасность
4.1
Комиссии
4.9
Платформа
4.3
Исследования
3.4
Обучение
3.5
Сервис
3.6

Для кого этот брокер?

Лучше для: US-based beginner investors who want simple, commission-free stock and crypto trading via mobile.

Преимущества и недостатки

Преимущества

  • Zero commission on stocks, ETFs, options, and crypto
  • No minimum deposit requirement
  • Intuitive mobile-first app design
  • Fractional shares available
  • 24/7 cryptocurrency trading
  • IRA accounts with 1% match on contributions

Недостатки

  • Only available in USA
  • Limited research and educational resources
  • Customer service primarily via email (slow response)
  • Payment for order flow model (may affect execution quality)
  • Limited asset classes (no forex, futures, bonds)
  • Past regulatory issues and outages

Комиссии и затраты

Спреды

Not applicable (commission-free model)

Комиссия

$0 on stocks, ETFs, options, crypto

Overnight/Swap

5% APR on margin (Robinhood Gold); no interest on standard accounts

Комиссия за Депозит

$0

Комиссия за Вывод

$0

Торговые платформы

Mobile (iOS/Android) Web

Безопасность и регулирование

Регулируется:
SEC (USA)
FINRA (USA)
SIPC member

Доступно в: USA only

Доступность

Страны: USA only

Языки: English, Spanish

Способы оплаты

  • ACH Bank Transfer
    $0 • Instant with Instant Deposits (up to $1,000); otherwise 4-5 business days
  • Wire Transfer
    $0 • 1 business day
  • Debit Card
    $0 • Instant (up to $1,000)

Часто задаваемые вопросы

Is Robinhood safe?
Yes, Robinhood is regulated by SEC and FINRA. Securities are protected by SIPC up to $500,000. However, they have faced regulatory fines in the past.
How does Robinhood make money if it's commission-free?
Robinhood earns from payment for order flow (selling order data to market makers), Robinhood Gold subscriptions, and interest on uninvested cash.
What is Robinhood Gold?
A $5/month subscription offering professional research from Morningstar, Level II market data, margin investing, and larger instant deposits.
Can I day trade on Robinhood?
Yes, but if you're flagged as a Pattern Day Trader (4+ day trades in 5 business days), you'll need to maintain $25,000 minimum equity.
Can non-US residents use Robinhood?
No, Robinhood is only available to US citizens and residents with a valid Social Security Number and US address.
Источники и цитаты
  1. https://www.robinhood.com/
  2. https://www.sec.gov/
  3. https://www.finra.org/
Готовы начать? Найти брокера
🎯 Готовы найти идеального брокера?
Ответьте на 4 быстрых вопроса и получите персональные рекомендации за 60 секунд
Начать Сейчас →