Written by
Carlos Mendez
(MBA, CFA Level II)
Senior Financial Analyst
Published:
Oct 22, 2025
Updated:
Sep 30, 2025
Reviewed by
Editorial Team
Editor
Overall Rating
4.4
out of 5.0
Score Breakdown
Who Is This Broker For?
Best for: European investors who want commission-free stock and ETF trading via a modern mobile app.
Pros & Cons
Pros
- €1 flat fee per trade for stocks and ETFs
- Commission-free savings plans
- Clean, intuitive mobile-first design
- Interest on cash balance (up to 3.75% p.a.)
- Access to 9,000+ stocks, 2,200+ ETFs, and cryptocurrencies
- BaFin regulated German bank
Cons
- Desktop platform recently launched (primarily mobile)
- Limited to European residents only
- No forex or CFD trading
- Limited research and analysis tools
- Customer support can be slow during peak times
Fees & Costs
Spreads
Not applicable (stocks and ETFs only)
Commission
€1 per trade; €0 for savings plans
Overnight/Swap
Not applicable (no leverage trading)
Deposit Fee
$0 via bank transfer
Withdrawal Fee
$0 via bank transfer
Trading Platforms
Mobile (iOS/Android)
Web (recently launched)
Safety & Regulation
Regulated by:
BaFin (Germany)
European Central Bank
Available in: EU countries (Germany, France, Spain, Italy, Austria, Netherlands, Belgium, Portugal, Ireland)
Availability
Countries: EU countries (Germany, France, Spain, Italy, Austria, Netherlands, Belgium, Portugal, Ireland)
Languages: German, English, French, Spanish, Italian
Payment Methods
-
SEPA Bank Transfer
$0 • 1-2 business days
Frequently Asked Questions
Is Trade Republic safe?
Yes, Trade Republic is a licensed German bank regulated by BaFin. Deposits are protected up to €100,000 under EU deposit guarantee schemes.
Can I use Trade Republic outside Europe?
No, Trade Republic is only available to residents of select European countries with a European bank account and tax residency.
What is the €1 fee?
Trade Republic charges a flat €1 per trade for stocks, ETFs, and crypto. Savings plans (regular investments) are commission-free.
Can I earn interest on my cash?
Yes, Trade Republic offers interest on uninvested cash balances, currently up to 3.75% per annum (rates subject to change).
Does Trade Republic offer leverage or margin trading?
No, Trade Republic does not offer leveraged products or margin trading. You can only buy assets you can afford.
Sources & References
This analysis is based on verified information from the following official sources:
Last verified: September 30, 2025. All links verified and active at time of publication.