TD Ameritrade Review 2025 — Is It Right for You?

Leading US broker with thinkorswim platform and comprehensive education

Last updated: October 6, 2025

Overall Rating

4.7
out of 5.0

Score Breakdown

Safety
4.9
Fees
4.3
Platform
4.8
Research
4.8
Education
4.9
Service
4.7

Who Is This Broker For?

Best for: US-based traders seeking premium platforms, education, and comprehensive market access.

Pros & Cons

Pros

  • Industry-leading thinkorswim platform
  • Exceptional education
  • No commission on stocks/ETFs

Cons

  • USA only
  • No forex or crypto
  • Complex for beginners

Fees & Costs

Spreads

N/A (stocks)

Commission

$0 on stocks/ETFs; $0.65 per contract on options

Overnight/Swap

N/A

Deposit Fee

$0

Withdrawal Fee

$0

Trading Platforms

Web Mobile thinkorswim Trade Architect

Safety & Regulation

Regulated by:
SEC (USA)
FINRA (USA)
SIPC (USA)

Available in: USA only

Availability

Countries: USA only

Languages: English, Spanish

Payment Methods

  • Bank Transfer
    $0 • 1-3 business days
  • Check Deposit
    $0 • Variable
  • Wire Transfer
    Varies • 1-2 business days

Frequently Asked Questions

Is TD Ameritrade safe?
Yes, TD Ameritrade is one of the safest brokers, regulated by SEC and FINRA, with SIPC protection up to $500,000.
What is thinkorswim?
thinkorswim is TD Ameritrade's professional-grade trading platform with advanced charting, analysis, and paper trading.
Does TD Ameritrade charge commissions?
TD Ameritrade offers $0 commissions on US stocks and ETFs. Options contracts are $0.65 per contract.
Sources & Citations
  1. https://www.tdameritrade.com/
  2. https://www.sec.gov/
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