Saxo Bank Review 2025 — Is It Right for You?

Premium multi-asset broker with institutional-grade research and global market access

Last updated: September 30, 2025

Overall Rating

4.6
out of 5.0

Score Breakdown

Safety
4.9
Fees
3.8
Platform
4.7
Research
4.8
Education
4.5
Service
4.6

Who Is This Broker For?

Best for: Professional traders and high-net-worth individuals seeking comprehensive market access and premium research.

Pros & Cons

Pros

  • Access to 71,000+ instruments across global markets
  • Institutional-grade research and analysis
  • Award-winning SaxoTraderGO and SaxoTraderPRO platforms
  • Extensive educational content and market insights
  • Strong banking-level regulation and security
  • Advanced portfolio management tools

Cons

  • Higher fees compared to discount brokers
  • Minimum deposit of $2,000 for most accounts
  • Inactivity fee ($100 per quarter after 6 months)
  • Complex pricing structure
  • May be overwhelming for casual investors

Fees & Costs

Spreads

Variable; competitive on FX with volume discounts

Commission

From $10 on US stocks; volume-based discounts available

Overnight/Swap

Competitive margin rates with tiered pricing

Deposit Fee

$0 for bank transfers

Withdrawal Fee

$0 for bank transfers; other methods may vary

Trading Platforms

SaxoTraderGO SaxoTraderPRO Mobile (iOS/Android) API

Safety & Regulation

Regulated by:
DFSA (Denmark Financial Supervisory Authority)
FCA (UK)
ASIC (Australia)
MAS (Singapore)
FINMA (Switzerland)

Available in: Global (180+ countries); limited services in USA

Availability

Countries: Global (180+ countries); limited services in USA

Languages: 20+ languages including en, es, pt, ru, zh, ja, ar, de, fr, it

Payment Methods

  • Bank Transfer
    $0 from Saxo Bank • 1-3 business days
  • Credit/Debit Card
    $0 • Instant

Frequently Asked Questions

Is Saxo Bank suitable for beginners?
Saxo Bank is best suited for experienced traders and investors due to higher fees and minimum deposits. However, they offer excellent educational resources.
What markets can I access?
Saxo Bank provides access to stocks, ETFs, bonds, forex, commodities, options, and futures across 36 global exchanges.
What are the inactivity fees?
$100 per quarter is charged after 6 months of no trading. Active traders can avoid this easily.
Is Saxo Bank a real bank?
Yes, Saxo Bank is a licensed investment bank headquartered in Denmark, offering full banking services alongside brokerage.
How safe is my money with Saxo Bank?
Extremely safe. Saxo Bank is regulated as a bank with tier-1 oversight, client fund segregation, and participation in deposit guarantee schemes.
Sources & Citations
  1. https://www.home.saxo/
  2. https://www.dfsa.dk/
  3. https://www.fca.org.uk/
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