Best Brokers in Europe 2025

FCA, CySEC, and BaFin regulated brokers for European investors.

How We Picked

We evaluated European regulation, EUR accounts, SEPA transfers, and compliance with MiFID II and ESMA regulations.

Editor's Picks

Our top recommendations based on thorough testing

EU investors

Trade Republic

€1 trades, BaFin regulated, 3.75% interest on cash

View review
Premium service

Saxo Bank

Danish investment bank with 71,000+ instruments

View review
Best platform

XTB

Warsaw Stock Exchange listed, xStation 5 platform

View review

Comparison Table

BrokerSafetyFeesMin depositPlatformsAssetsRegulation
Trade RepublicCheckNot applicable (stocks and ETFs only)$0–$100Mobile (iOS/Android), Web (recently launched)
Saxo BankCheckVariable; competitive on FX with volume discounts$0–$100SaxoTraderGO, SaxoTraderPRO, Mobile (iOS/Android), API
XTBCheckFrom 0.8 pips on EUR/USD; competitive on majors$0–$100xStation 5 (Web), xStation Mobile, MT4

Mini Reviews

Trade Republic

Who it’s for: European investors who want commission-free stock and ETF trading via a modern mobile app.

Pros

  • €1 flat fee per trade for stocks and ETFs
  • Commission-free savings plans

Cons

  • Desktop platform recently launched (primarily mobile)
  • Limited to European residents only

Saxo Bank

Who it’s for: Professional traders and high-net-worth individuals seeking comprehensive market access and premium research.

Pros

  • Access to 71,000+ instruments across global markets
  • Institutional-grade research and analysis

Cons

  • Higher fees compared to discount brokers
  • Minimum deposit of $2,000 for most accounts

XTB

Who it’s for: Active traders who value platform quality, education, and research. Suitable for intermediate to advanced traders.

Pros

  • Award-winning xStation 5 platform with advanced charting
  • Comprehensive educational academy with courses and webinars

Cons

  • Stock commissions can be higher for low-volume traders
  • Inactivity fee (€10/month after 12 months of no activity)

Explore More

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Frequently Asked Questions

Are European brokers different from US brokers?
Yes, European brokers follow MiFID II regulations, ESMA leverage limits (1:30 for retail), and offer different investor protections.
What is ESMA and how does it affect me?
ESMA is the EU financial regulator. It limits retail leverage to 1:30 and requires negative balance protection for CFD traders.
Can I trade US stocks from Europe?
Yes, most European brokers offer access to US markets. Check for currency conversion fees and withholding tax on dividends.
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